Service In Three Ways


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Service In Three Ways



We offer our services in three ways.


Financial Planning Topic





Pricing Structure

Net Worth

Budgeting

Cash Reserves

Cash Flow Management

Retirement Planning

Income Tax Planning

Insurance Review

Education Planning

Investment Advising

Vision, Values, Goals

Estate Planning

Meeting Frequency

Two-Hour "Ask Me Anything"





$500 one time payment


X

X

X

X

X

X

X

X

X

-

-

  • 1 Two-Hour Meeting
  • In person or video chat

Hand-Crafted Financial Plan



$2,400+
one time payment
based on complexity

X

X

X

X

X

X

X

X

X

X

X

  • 2-3 Meetings (Get to Know Each Other, Data Gathering, Delivery)
  • 1x 6-month Review Meeting
  • Available by phone, email, and video chat

On-Going
Wealth Management


$2,400/year minimum fee calculated from your
Net Worth and Income
Paid monthly or quarterly

X

X

X

X

X

X

X

X

X

X

X

  • 3-4 Startup Meetings
  • 2-4 Review Meetings/Year
  • Available by phone, email, and video chat
  • Includes Financial Planning & Investment Management

Hand-Crafted Financial Planning


Hand-Crafted Financial Planning


Sample Mindmap

Sample Mindmap

Our Hand-Crafted Financial Planning solution is an all encompassing package to get you using your money as a tool to accomplish your goals and live your ideal life.

As part of our process we help you rediscover and refine your values around life and money.  We work to ensure your values tie into each of your financial goals using our unique mindmap process.

After the initial process we work through your financial foundations which include:

  • Net Worth
  • Budgeting
  • Cash Flow Management
  • Cash Reserves

We then work together to craft your financial plan.  

This encompasses your:

  • Vision, Values, Goals
  • Retirement Planning
  • Insurance Planning
  • Tax Planning
  • Education Planning
  • Estate Planning
  • Investment Analysis and Management

This takes 3-4 meetings to work through. The first meeting is on us as it’s for us to get to know each other and see if we’re a good fit for each other.  Once you have started your plan we will meet between 2-4 times per year to review and update.


This solution gives you access to:

  • Your own “One (or more) page financial plan”
  • Our financial planning, data aggregation, organization, and budgeting tools
  • Mindmapping and Goal creation software
  • Investment Analysis via Kwanti
  • TD Ameritrade’s tools
  • And more!

For this service there is an all encompassing fee structure.  We charge a percentage of Net Worth and Adjusted Gross Income (AGI).  This strategy has a tremendous value for you, as our clients.

There are many common conflicts of interest in other fee models such as:
•    building an emergency fund
•    making a house purchase or paying down debts from your portfolio
•    leaving your 401k account in place near an early retirement

Fee Structure


Net worth: 0.50% up to $2.5m


0.25% after $2.5m


Adjusted Gross Income(AGI): 1%


Minimum fee of $2,400 annually


There is no change in compensation regardless of where your investments are custodied. This means our only incentive is to help you grow and maintain your wealth.

Fees are paid on a monthly or quarterly basis per your preference. Payments and can be made from your investment accounts or paid via ACH.

For example: Your AGI is $250k as a household and your Net Worth is $1.3m.  Your annual fee would be $2,500 for the income component and $6,500 for the net worth portion for a total of $9,000 annually.

On-Going Wealth Management


On-Going Wealth Management


Single-Engagements


Single-Engagements